Bridge Your
Coverage Gaps
With Supplemental Insurance
Individual supplemental insurance plans are policies designed to complement the basic health coverage you already have, providing additional benefits not covered by your primary insurance plan. These plans are ideal for covering “gaps” in coverage that might leave you vulnerable to unexpected out-of-pocket costs.
- Coverage: Provides a direct payment if you suffer an accident resulting in covered injuries. This payment can be used to cover deductibles, copayments, or any other expenses related to the accident.
- Benefits: Helps manage unexpected costs that your primary health plan might not fully cover, such as emergency room visits, X-rays, physical therapy, and more.
- Coverage: Offers a lump-sum payment if you are diagnosed with a covered critical illness, such as cancer, heart attack, or stroke.
- Benefits: The payment can be used to cover uncovered medical expenses, such as specialized medications, as well as other associated costs like travel for treatment, home care, or home modifications.
- Coverage: Pays a daily, weekly, or lump-sum amount if you are hospitalized, regardless of other insurance you may have.
- Benefits: Helps cover hospitalization costs that your primary health insurance might not fully cover, such as deductibles, copayments, and out-of-network services.
- Coverage: Provides additional benefits for dental and vision care, including regular check-ups, cleanings, treatments, glasses, and contact lenses.
- Benefits: Ideal for those whose primary health coverage does not include dental or vision benefits, helping to reduce out-of-pocket costs for preventive and necessary care.
- Coverage: Provides income replacement if you are unable to work due to a covered illness or injury.
- Benefits: Ensures that you can maintain your income during a period of disability, helping to cover daily expenses and avoid financial issues during recovery.
Why Our Insurance Options Stand Out
Flexibility in Benefit Use
Supplemental insurance payments are often made directly to the insured, allowing you to decide how to use those funds, whether for medical costs, personal expenses, or other needs.
Complement to Your Main Insurance
These plans are designed to work alongside your primary health insurance, ensuring comprehensive coverage, even in unexpected situations.
Quick Access to Funds
In many cases, supplemental insurance payments are processed quickly, providing you with the necessary financial resources without long waiting periods.
Affordable Premiums
Supplemental plans typically have lower premiums compared to primary insurance, making them an affordable option to enhance your coverage without significant financial burden.